Real Financial Options, Real Life Settlement Clients

Over the last 15 years, Abacus Life has helped return over $2 billion in life insurance equity back to our clients. The stories below are from real Abacus Life clients, with their names altered to ensure privacy.

Sandra 59

…was struggling under the weight of high monthly premiums and was in need of resources to help with family issues. To free up capital, she considered letting the policy go, but then learned she had other choices. Through a hybrid option Abacus provides, we were able to help Sandra maintain the policy, while giving her an infusion of cash. Abacus quickly paid her premiums to keep the policy current, so her beneficiaries will still receive benefits from the policy, and Sandra received $110,000 to help with medical care and family needs.

Ellie 59

…was suddenly faced with the unthinkable: while she was fighting stage IV cancer, her husband lost his job after 30 years of dedicated service. They needed options, and fast, to face these devastating life changes. By researching online, Terri learned that selling her life insurance could be an option and decided to work with Abacus, citing our solid reputation as her motivation to reach out. We moved quickly to provide her with $50,000, which represented 50 percent of the policy’s death benefit. At the end of the day, they were able to pay off the remaining mortgage on their home, giving Terri the financial freedom to concentrate on her cancer treatments and healing, and spend more time with her family.

Abacus Life
4.7
Based on 35 reviews
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Ralph Goudy
Ralph Goudy
20:06 11 Aug 20
I really appreciate the professionalism that Ryan brought to my inquiry. Having never done a life settlement, Ryan... took the time I needed to understand. He then helped me navigate through the process. Personally, I feel Ryan addressed my questions and needs as I would want any professional to do. He did that but also went "above and beyond" when needed. Thanks to Abacus and Ryan for moving me forward.read more
PASQUALE GENOVA
PASQUALE GENOVA
17:05 10 Aug 20
RYAN AMBROSE WAS A TRUE PROFESSIONAL IN HANDLING THE CONCERN FOR MY NEEDS. I RECOMMEND HIGHLY IN ALL AREAS OF CUSTOMER... SERVICE. GREAT JOB.read more
Peggy Picallo
Peggy Picallo
21:21 18 Jun 20
When you purchase a life insurance policy and make your payments year after year, you have a certain peace of mind that... you have ensured your loved ones will receive monetary support upon your passing and that this last gift may help them in a very significant way. I had that wonderful peace of mind for over 30 years. Then I was suddenly informed that my premiums were increasing from under $1000 to $6000 making it impossible for me to maintain this policy. As an immigrant woman who had become a widow at a young age and raised my family by myself, I had always been so proud of my ability to maintain this policy for my children. But that pride was destroyed when I opened a very confusing letter from my insurance carrier.Then Ryan Ambrose came into the picture and threw me a lifeline when I needed it most. Ryan was dedicated to helping me work through the necessary paperwork. From our first phone call, he was supportive and reassuring every step of the way. His sense of humor and charm have made this life settlement process more enjoyable than I would have ever thought possible. Abacus is a truly lucky organization to have such a wonderful team member and I hope the management team appreciates all he does to make life easier and less stressful for their customers.Kindest regards,Edith Picalloread more
Russ Moore
Russ Moore
19:45 29 May 20
As I can tell from the reviews posted here and my own experience, Abacus is a top notch company. I was looking for... information on selling a policy and didn't know much about the process. My account manager, Ryan Ambrose, did an excellent job in explaining the concepts, researching my policy and communicating on an ongoing basis throughout the process. Not to mention his friendly demeanor and positive attitude! I can highly recommend Abacus and Ryan if you are looking for Life Settlement services!read more
Ryan Hofmeister
Ryan Hofmeister
21:01 07 May 20
Abacus Life is absolutely the best company of its kind out there, bar none. No other company even comes close. Hunter... was great, stayed in contact with me through the entire process and always had the right answers. I had estimates from five companies and Abacus Life and Hunter were the best. Don't even waste your time with the other companies.Thanks Again Hunter,Ryanread more
Brace67
Brace67
21:23 05 Feb 20
The agent I worked with at Abacus, Benjamin To, was polite, knowledgeable, and professional at all times. He proved... invaluable to me as we worked through the process. Abacus offer to purchase my life insurance policy was considerably higher than one of their principal competitors. .read more
Robert Spangler
Robert Spangler
22:09 10 Jan 19
The folks at Abacus were a Godsend for me. I have stage 4 lung cancer and a heart condition. I was deeply in debt and... my life insurance payments were becoming a financial burden. I read about viatical settlements and did research. I checked with numerous companies about numerous ways of selling my life insurance plan. Abacus Settlements was by far the best deal for me. I am now debt free and my wife and I have purchased our dream Log Cabin. I have no idea how long God will allow me, but Abacus has made what time I have much more enjoyable. My contact, Renee Fulsom was a pleasure to work with, very knowledgeable and pleasant. I highly recommend Abacus Settlements. One great advantage Abacus has, is they advance you 10% of your settlement while you wait for the final details. My wife and I had a great trip to Yellowstone while we waited for our final payment.read more
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Adam 56

…was diagnosed with rapidly progressing cancer that had metastasized to his lymph nodes. He needed immediate financial assistance for his treatment, and he contacted Abacus to learn about his options. In exactly 30 days, Adam received a lump sum of $201,000, allowing him to immediately secure critical  medical care without passing on any debt to his family. And the best part of this story: after receiving incredible medical care, Adam was cancer-free and able to move forward with his life — without the often crushing weight of medical debt.

William 82

…and his family decided that a policy was no longer needed for their estate plan and considered surrendering it to the insurance policy for a low payback. The policy beneficiary was William’s daughter, Amy, who decided to explore a better option: selling the policy to Abacus. With William’s age and medical history, Abacus nearly doubled the cash surrender amount the insurance company was offering, returning $1.2 million back to his family. Amy and her siblings are using the funds to ensure William has excellent care during this portion of his life.

*On average, an offer is generated 14-21 days after receiving an insured’s application. After an offer is accepted funds are typically available in a clients bank account within 21 days. These numbers are based on the most recent six months of cases closed by Abacus.
**The average percent of face value paid by Abacus for a policy is 23.3%. This number can fluctuate greatly based on an individual’s specific impairments and age.