Abacus Life Settlement Success Stories | Abacus Life Settlements
Abacus Life Settlements Real People, Real Results:

Abacus Life
Success Stories

At Abacus Life, we believe every policy owner deserves to know the true value of their life insurance. These are the stories of real clients who unlocked that value — and what they did with it.

Get My Free Estimate Call 800-561-4148
Abacus by the Numbers
6–8×average payout vs. cash surrender value
$10B+in policy face value purchased
20+years as an industry leader
A+BBB rating with full transparency
6–8×More Than Cash Surrender Value
$10B+Policy Face Value Purchased
20+Years Leading the Industry
A+Better Business Bureau Rating
Featured Case Studies

Client Success Stories

Our clients average 6–8 times the policy's cash surrender value. Here are just a few of the people Abacus has been proud to serve.

Traditional Settlement

William, 84

Wayne, New Jersey

William
Policy Face Value
$5,000,000
Abacus Settlement Offer
$1,200,000
Traditional Life Settlement

"Amy and her father William never realized the policy they almost surrendered was worth double what the insurance company was offering."

William, 84, and his daughter Amy were considering surrendering their $5,000,000 life insurance policy back to the insurance company for a fraction of its worth. When they discovered the life settlement market, everything changed.

With William's age and medical history working in their favor, Abacus was able to offer $1,200,000 — double what the insurance company had offered as a cash surrender value — returning real wealth to the family.

Read William's Full Story →
Hybrid Settlement

Sandra, 79

Bakersfield, California

Sandra
Policy Face Value
$200,000
Abacus Hybrid Settlement
$110,000
Hybrid Settlement

"Sandra was drowning in premium payments she could no longer afford. Abacus gave her a lifeline — cash in hand, and peace of mind for her family."

Sandra came to us struggling under the weight of high monthly insurance premiums — more than $2,200 a month — and was in need of additional resources to help with family issues. She considered letting her policy lapse, but then learned she had other choices. Through Abacus's hybrid option, we helped Sandra maintain her policy while giving her an infusion of cash. Abacus quickly paid her premiums to keep the policy current, so her beneficiaries will still receive benefits — and Sandra received $110,000 to help with medical care and family needs.

Read Sandra's Full Story →
More Client Stories

More Ways Abacus Has Helped

Every situation is different. These clients found financial freedom through a variety of settlement options.

Traditional Settlement

Robert, Age 82

$500,000 Universal Life Policy

Abacus Offer: $275,000

Robert called us with a binder full of research and very clear goals. Deeply in debt with premium payments becoming a burden, he researched his options thoroughly. Abacus came in weeks after other companies started and still generated an offer faster than anyone else — even advancing part of his settlement. Robert and his wife used the funds to take a dream national park trip, purchase a cabin, and pay off all their debts.

Read Robert's Story →
Retained Death Benefit

Terri, Age 64

$10,000,000 Policy

$3,000,000 in Retained Benefit

Terri was suddenly faced with a stage IV cancer diagnosis while her husband lost his job after three decades of service. They needed financial options — fast. Abacus walked Terri through every available option so she could make the best decision for her family. "Abacus kept me informed throughout the entire process," she said. The settlement allowed Terri and her husband to pay off their mortgage and focus on her cancer treatment.

Read Terri's Story →
Hybrid Settlement

Violet, Age 93

$750,000 Universal Life Policy

$150,000 Cash + $400,000 Retained Benefit

After several bad experiences with other companies, Violet was skeptical — until she met Shane at Abacus. Shane walked her through the entire process with patience, honesty, and transparency. "Shane made everything extremely easy for me. I immediately trusted him and genuinely felt like he cared for me," said Violet. "They are so warm and kind — I would not hesitate at all to recommend Abacus to all of my friends and family."

Read Violet's Story →
Settlement Options

Which Option is Right for You?

There are three ways to unlock the value of your policy. Each is designed for a different set of goals.

Option 01

Traditional

Sell your entire policy for a lump-sum cash payment above the surrender value with no future premium obligations.

 Option 02

Retained Benefit

Stop paying premiums and keep a guaranteed percentage of your death benefit for your beneficiaries.

 Option 03

Hybrid

Receive a cash payment today while your beneficiaries still receive a guaranteed portion of the death benefit.

Ready to Discover the Value of Your Policy?

Join the thousands of clients who've unlocked hidden wealth in their life insurance policies.

Life Settlement Calculator How It Works