Find out the value of your policy, instantly!

At Abacus, we give you the knowledge you need to make an informed decision about your life insurance policy. Get one step closer to learning the value of your policy today!

Find out your potential living benefit, instantly!

At Abacus, we give you the knowledge you need to make an informed decision about your life insurance policy. Get one step closer to learning the value of your policy today!

Assessing Your Health

Start by comparing your health to the health of others your age:

  • Standard – My health is average compared to others my age
  • Slightly Impaired – I have had very few health issues compared to others my age
  • Moderately Impaired – I have chronic, but manageable, health conditions that require ongoing treatment and care, but they do not have a significant impact on my quality of life relative to my peers
  • Highly Impaired – I have chronic medical conditions that frequently impact my quality of life
  • Extremely Impaired – I have major or severe medical conditions that constantly affect my quality of life
  • Terminal – I have irreversible medical conditions that will significantly reduce life expectancy, such as late-stage cancer

Next Steps

Review

Once you submit your information, our team will review your life insurance policy to determine if it qualifies for a life settlement. Key factors we consider include your age, the type of policy, and its current value. These details help us assess your policy’s market potential and calculate a fair and accurate estimate of what it could be worth if sold.

To complete this review, we may request additional documentation such as recent policy statements and basic medical records. This ensures we have the full picture needed to provide you with the most accurate offer possible. The review process is entirely free and comes with no obligation to proceed.

Offer

Within 24–48 business hours of receiving all required documentation, we’ll provide you with a personalized estimate of your policy’s potential value. A life settlement specialist will explain how the estimate was calculated and what factors were considered.

From there, we’ll work to secure a formal offer — either through our own fund or one of our institutional partners. This may take additional time as we seek the most competitive offer available.

We believe in full transparency, so you’ll have all the information you need to make a confident, informed decision about your financial future.

Acceptance

If you decide to move forward with the offer, your dedicated life settlement specialist will guide you through the next steps, including the required documentation and contract process to complete the sale of your policy.

You’ll work with the same specialist throughout the entire transaction, ensuring a seamless, personalized experience from start to finish.