Estimate the Value
of Your Client's Policy
Run a fast, confidential life settlement estimate for your clients in minutes. Help them unlock the hidden value in their life insurance policy — and differentiate your practice with a solution most advisors overlook.
Your Clients May Be Sitting on Hidden Value
Many of your clients are holding life insurance policies they no longer need — and are considering lapsing or surrendering them back to the carrier for pennies on the dollar. A life settlement gives them a significantly better alternative: a lump-sum cash payment from the secondary market, often six to eight times more than the policy's cash surrender value.
Use the calculator above to run a preliminary estimate for any qualifying client in minutes. There is no cost or obligation to you or your client. An Abacus Life specialist is available to support you through every step of the process, from initial valuation to closing.
Does Your Client Qualify?
Identifying a qualifying client is straightforward. Here are the three key criteria to look for when evaluating whether a life settlement is the right conversation to have.
Age 65 or Older
The ideal life settlement candidate is 65 or older. Younger insureds with significant health changes may also qualify, making age just one part of the overall picture.
Change in Health Status
A decline in the insured's health since the policy was issued typically increases settlement value. Chronic illness, reduced life expectancy, or a recent diagnosis are strong indicators of eligibility.
Policy Face Value $100K+
Policies with a death benefit of $100,000 or more are the most competitive in the secondary market. Universal life, whole life, and convertible term policies are all commonly eligible.
