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Are you considering selling your life insurance policy? At Abacus Life, we specialize in helping individuals turn their policies into cash, providing financial relief when it’s needed most. As the only publicly traded life settlements company, Abacus Life has set industry standards—paying over $1.2 billion to policyholders since 2017 and consistently outperforming the market for five consecutive years in consumer payouts.

How Much Could You Receive for Your Policy?

Many clients ask, “How much is my policy worth?” The answer depends on several key factors:

  • Health and Age of the Insured: Older individuals or those with health concerns typically receive higher offers. Our underwriters carefully review your medical history, current health, and lifestyle, which directly impacts your policy’s value.
  • Policy Costs: The cost to maintain your policy—your premium payments—plays a major role in determining your offer. If premiums are high, the upfront payout may be lower.
  • Policy Details: The type of insurance, the size of your policy, and how long you’ve owned it all influence its value. Generally, larger policies and those held for longer periods qualify for higher offers. Eligibility and timing can also vary based on state regulations.

Get an Instant Estimate

Curious about your policy’s value? Use our Life Settlement Calculator for a quick quote or start a conversation with one of our experienced team members. We’re committed to making the life settlement process transparent and straightforward, ensuring you feel confident every step of the way. 

There are no costs or obligations to learn more. You are in complete control.

If you or someone you know could benefit from a life settlement, contact our team at 800-561-4148. We’re here to help you explore your options and make informed decisions about your financial future.