Life Settlement
Blog & Resources

Depending on your financial situation, selling your life insurance policy could benefit your overall financial standing and open up doors to new endeavors. Many individuals are unaware that they are able to sell their life insurance just like any other asset, as it is often an overlooked option due to its lack of public awareness. A recent study showed that 90% of seniors would have chosen to sell their life insurance policy had they known

Few things play a larger role in maintaining senior health than vaccinations; yet, many seniors still go without important immunizations every year. Influenza, or the flu, alone is responsible for over 30,000 mortality events and hundreds of thousands of senior hospitalizations annually. Pneumonia causes between 350,000 and 620,000 hospitalizations in the 65+ age bracket every single year, with most cases occurring in fall and winter. Alarmingly, the vast majority of flu and pneumonia-related complications affect

“What is in-home care?” and “How do I know it’s time to transition to assisted living?” are questions that many children, grandchildren, and other loved ones must face for their aging family members. It can be challenging to conceptualize allowing someone to enter your home or a family member’s home.  How do you help someone maintain their independence while ensuring they remain safe and comfortable? How do you care for someone for the bulk of

Nonprofits Struggle to Boost Coffers While Overlooking the Fundraising Potential of Life Settlements Nonprofit organizations have faced some of the toughest challenges in recent years, navigating the pandemic, economic volatility, and persistent inflation. Many charities are still working to recover from missed opportunities to invest new donor contributions and rebuild the cash reserves needed to support their operations. The latest State of the Nonprofit Sector reports from Forvis Mazars and the Nonprofit Finance Fund, the primary challenge facing nonprofit

In today’s economy, the idea of moving out at 18 and buying a home is less realistic than ever. With U.S. home prices averaging over $420,000 and monthly rents topping $2,100, many families are choosing multigenerational living with seniors moving in with adult children, and sometimes vice versa. A Pew Research study reports nearly 20% of Americans now live in multigenerational households, a figure that’s steadily rising. The benefits are clear: shared expenses, built-in caregiving,

Discover how much your life insurance policy could be worth through a life settlement—and what factors determine your potential payout. A lucrative option for life insurance, a life settlement can solve many financial issues for seniors. By definition, a life settlement is the financial transaction of an existing life insurance policy to a licensed life settlements buyer for more than its cash surrender value, but less than its death benefit. The policy owner transfers ownership and beneficiary