Life Settlement
Blog & Resources

Nonprofits Struggle to Boost Coffers While Overlooking the Fundraising Potential of Life Settlements Nonprofit organizations have faced some of the toughest challenges in recent years, navigating the pandemic, economic volatility, and persistent inflation. Many charities are still working to recover from missed opportunities to invest new donor contributions and rebuild the cash reserves needed to support their operations. The latest State of the Nonprofit Sector reports from Forvis Mazars and the Nonprofit Finance Fund, the primary challenge facing nonprofit

In today’s economy, the idea of moving out at 18 and buying a home is less realistic than ever. With U.S. home prices averaging over $420,000 and monthly rents topping $2,100, many families are choosing multigenerational living with seniors moving in with adult children, and sometimes vice versa. A Pew Research study reports nearly 20% of Americans now live in multigenerational households, a figure that’s steadily rising. The benefits are clear: shared expenses, built-in caregiving,

Discover how much your life insurance policy could be worth through a life settlement—and what factors determine your potential payout. A lucrative option for life insurance, a life settlement can solve many financial issues for seniors. By definition, a life settlement is the financial transaction of an existing life insurance policy to a licensed life settlements buyer for more than its cash surrender value, but less than its death benefit. The policy owner transfers ownership and beneficiary

Permanent Estate Tax Breaks Will Fuel a New Wave of Life Settlement Sales — Here’s Why Policy Audits Matter More Than Ever July 2025 With the passage of the One Big Beautiful Bill Act the estate planning landscape has dramatically shifted as potentially permanent — and with it, the future of many life insurance policies. Under the new law, the federal estate tax exemption is permanently locked in at $13.61 million per individual and $27.22

“Music is the universal language of mankind.” Henry Wadsworth Longfellow Whether it’s the dulcet and bluesy tones of classic country music, the melodic harmonies of an old-fashioned R&B group, or the energizing instrumental assemblies of a rock n’ roll band. Music creates an indelible impression in a human being’s soul. In an instant, a lifetime of memories can be laid bare and experienced all over again just by pressing play. It goes without saying that

Indexed Universal Life and Life Settlements Indexed Universal Life insurance (IUL) is one of the most misunderstood products on the market today as well as the most widely distributed of all the permanent products. Because of its prolific distribution, we suspect that more and more of the future life settlement business will come from IUL. Our friend John “Hutch” Hutchinson has compiled the most thorough article ever written on how IUL works as well as