Setting up your Life Settlement Calculator:


Each Life Settlement Calculator we make is unique to the company’s website where it will be hosted. To receive the HTML code for your custom calculator, contact your Abacus representative. Each calculator is customized with your logo and company colors. Providing your representative with a logo, contact name, phone number, and email can help expedite this process.

Please note: All calculator submissions will be sent to the email provided.


Putting your calculator on your website is easy. Simply copy the HTML text sent by your representative into the HTML text field, or box, on the webpage where you want the calculator to be seen.

If you have pasted the HTML code into your website’s HTML field and it still does not show when the page is refreshed, clearing your website’s cache can often fix this issue.

Below is an example of the calculator and sample Life Settlement language for your site.

Setting up your Life Settlement Calculator 2

Life Settlement Calculator

What Is a Life Settlement?

 “200 Billion of life insurance will be lapse or surrendered each year that could have been a life settlement”, per Conning & Co.

A life settlement is the sale of an existing insurance policy to a third party for a cash payment and/or a portion of the death benefit. Payment is more than the surrender value but less than the actual death benefit. After the sale, the purchaser becomes the policy’s owner and at least partial beneficiary, assuming responsibility for 100% of its premium payments.

Why would someone consider a life settlement?

  • The policy is simply no longer needed or wanted
  • Cash is needed for retirement
  • Premiums are no longer affordable
  • Funds are needed for long-term care
  • Financial assistance is needed to pay for medical bills
  • A family business is sold, or the owner retires, and key person’s insurance is no longer needed

How does a life settlement work?

  1. We can run a life settlement valuation on your policy quickly and easily.
  2. Once we provide you with estimated life settlement pricing, an intake form must be completed.
  3. From that we will order life insurance illustrations and if needed medical records for underwriting. This will help us maximize the offer.
  4. Once we have a complete file, we will send your case out to our institutional Life Settlement funding sources for offers.
  5. Once we have the best offer for your particular life settlement, we will submit to you the formal offer for acceptance.
  6. There is no cost or obligation to accept an offer at any time


Types of Life Settlements:

Traditional Life Settlement

In a Traditional life settlement, a licensed life settlement provider (buyer) pays the policy owner (seller) a cash settlement amount above the surrender value. The premiums will be paid by the buyer for the remainder of the insured’s life. The seller receives an agreed-upon cash sum when the settlement is complete.

Retained Death Benefit

With this option, the seller keeps a portion of the policy and is named as an irrevocable beneficiary on the policy and will receive a guaranteed percentage of the death benefit when the policy pays out. The amount is usually much more than traditional Life Settlements. The original owner will no longer be required to pay the premiums but will receive a portion of the death benefit. RDB is not available in all states.

Hybrid Life Settlement

A hybrid settlement is a combination of both a traditional and retained death benefit settlement. It provides much-needed cash without giving up the entirety of a policy. Clients often take advantage of this option to supplement their retirement while still protecting their family financially.

Start today by using our Life Settlement Calculator for an instant pricing estimate.         

Nurse Taking care of Senior