You Don’t Qualify for a Settlement, But Abacus Can Still Help

While you may not currently meet the qualifications for a life settlement, there are some other alternatives that are likely better suited to your unique situation. You may benefit from replacing your coverage with a policy that better aligns with your current needs. We specialize in educating our clients, and helping to identify ALL of their options; not only those related to a life settlement. Read below to see how Abacus can potentially help lower your premiums, and help you plan for the future with an annuity or LTC (long-term care) rider for your existing coverage.

Why Should You Replace Your Coverage?

Medicare Review

When reviewing your Medicare Supplement (Medigap) or Medicare Advantage plan, it’s important to assess your healthcare needs, coverage options, and costs. Medicare Supplement plans help cover out-of-pocket expenses that Original Medicare doesn’t cover, like copayments and deductibles, and offer flexibility with a wider choice of doctors.

Abacus can reference you to a trusted partner to discuss your Medicare options.

Learn More About Medicare Supplement Coverage

Lower Premiums

By replacing your coverage, you could lower your life insurance premiums, while still ensuring you are getting the proper coverage you need

Want to Learn More About Lowering Premiums?

Long-Term Care Rider

This new policy option includes living benefits that can pay out if you ever need long-term care, in addition to the death benefit

Want to Learn More About Long-Term Care Riders?

Annuity Option

Policyholder pays the insurance company a premium, and in return, the insurance company provides a guaranteed income stream in your retirement years

Want to Learn More About Annuities?

Free Policy Review for Unqualified Policies | Things to Consider:

Getting started

When is the last time you reviewed your life insurance policy? It is important to review your policy on a regular basis to ensure it is best covering your needs.

Why should you replace coverage?

Over time, your needs inevitably change. Therefore, your insurance coverage should reflect these changes. Seeking out different coverage that is better catered to your current lifestyle needs, or adding additional riders to your current policy, may be a better solution.

Have you had any recent life changes?

Since originally obtaining your policy, have you experienced any major life changes? Like a change in income or marital status, experienced an accident, started a new business, welcomed a grandchild, etc.?

Does your current policy provide adequate coverage for your current needs?

Considering recent changes in your life, does your current policy cover all your needs? Would you like to conduct a free policy review to see if there is an alternate policy option or policy rider that could better suit your current situation?

Get a free policy review!

Choose a time for us to call and walk you through a free policy review! We will review your current policy, and if applicable, propose new outlets to ensure you are best covered!

Schedule a Brief Call to Review Coverage and See Options