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Life Settlement
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Expert insights on life settlements, policy valuation, and retirement planning — written by the team at Abacus Life, the only publicly traded life settlement company in the U.S.

Unlike other insurance policies, life insurance is of little use while the policyholder is still living. Some may consider it to be an unnecessary expense for their financial situation, especially if the value of the policy is not as great as it once seemed. Other individuals find themselves overwhelmed with rising premium payments and are looking for alternative outlets. Thankfully, there are options to consider. The life settlement industry offers a lucrative route for those
When hurricanes strike, the impact can be devastating—damaging homes, disrupting lives, and leaving communities with long recovery efforts. These storms often take a significant emotional and financial toll on those affected. While renter’s or homeowner’s insurance may cover some of the damage, it often falls short of addressing all the costs. As a result, many individuals are left searching for additional sources of financial support to rebuild and move forward. A route many individuals may
In 1911, life insurance was deemed personal property by the United States Supreme Court decision of Grigsby v. Russell, laying the early groundwork for life settlement options. The court stated that you have the legal right to sell your life insurance policy, just like you would for any other asset. The case began with John Burchard, the insured, needing money to fund a surgical operation. Burchard had recently purchased a life insurance policy and made
In The Balance‘s 2025 report, Abacus Life was listed under the Top 10 Best Life Settlement Companies in America! The report noted Abacus Life’s average settlement time of 35-42 days, no brokerage fees, and that Abacus is a direct policy buyer. “We chose Abacus Life Settlements because of the lightning-fast quote process and speedy sales process. You’ll likely see your funds within 14 to 21 days,” The Balance reported. The Balance named Abacus Life’s fast
According to U.S. News, “nearly 11% of Medicare beneficiaries said they struggle to pay their medical bills and have delayed care because they can’t afford it, according to researchers who analyzed data from a regular federal survey of current Medicare beneficiaries.” The general consensus deems it to be not as “universally accessible or equitable” as it should be, leaving many to struggle financially. The Hidden Costs of Traditional Medicare Statistics show that lower-income seniors are
The start of a New Year can prompt a lot of resolutions—like to go the gym more frequently, to pick up a new hobby, or to get your finances in order. This time of year, offers the perfect opportunity to start with a clean slate to establish your priorities and goals for the future. Proper money management is essential for all age groups and stages of life. Seniors tend to experience changes in their spending