Abacus Life Learning Center
Life Settlement
Life Settlement
Blog & Resources
Expert insights on life settlements, policy valuation, and retirement planning — written by the team at Abacus Life, the only publicly traded life settlement company in the U.S.
Healthcare is one of the largest and most unpredictable expenses clients may face in retirement. A retirement plan can account for housing, travel, everyday spending, and portfolio withdrawals, but an unexpected health event can quickly change the financial picture. When that happens, families may be forced to make important financial decisions at exactly the wrong time. For financial advisors, the opportunity is to have these conversations before a crisis occurs. At Abacus Life, we believe
Abacus Global Management is making the case that the most important number in retirement is not how much a client has saved, but how long that money needs to last. In a recent Fox Business interview, Chairman and CEO Jay Jackson said individualized lifespan data should be the leading factor in asset allocation, and that most plans today barely account for it. Jay illustrated the problem with a familiar scenario. Two 65-year-olds with similar savings
Market volatility has become a defining feature of today’s financial landscape. From shifting interest rates and inflation concerns to geopolitical uncertainty and market swings, investors are navigating an environment where stability can feel increasingly difficult to find. For financial advisors, this has led to a growing focus on one critical planning priority: liquidity. At Abacus Life, we are seeing more advisors rethink how they approach liquidity planning and explore nontraditional assets that can provide clients
One of the greatest challenges retirees face is not simply market volatility. It is the timing of that volatility. When markets decline early in retirement, clients who continue withdrawing from their investment portfolios may experience what is known as sequence of returns risk. Even if markets eventually recover, early losses combined with ongoing withdrawals can significantly reduce the longevity of a retirement portfolio. For financial advisors, managing sequence of returns risk has become an increasingly
When financial advisors review a client’s balance sheet, they typically focus on the assets that receive the most attention. Investment portfolios. Retirement accounts. Real estate. Cash reserves. Business interests. These assets are regularly monitored, rebalanced, and evaluated to ensure they continue supporting a client’s financial goals. Yet one asset is often left out of the conversation altogether. Life insurance. At Abacus Life, we believe life insurance deserves the same level of attention as every other
Retirement planning has always been about balancing income, expenses, and long-term financial security. But in today’s economic environment, that balance has become increasingly difficult to maintain. From healthcare and housing to everyday necessities, rising costs are putting pressure on retirees across the country. For many, expenses that once seemed manageable are consuming a larger portion of their retirement income than expected. At Abacus Life, we are seeing a growing trend among retirees and advisors alike:
